Here's what our clients say...

Kelly and team were totally fantastic. It was a pretty stressful time with an unexpected obstacle however after many phone calls and e-mails it was looked after and I now own my first home. Great work and thank you so much! Elisa P, Lindsay, Ontario

Carmela was terrific to work with. Very timely and working on my behalf. Thank you Carmela. Unknown

We were referred to your team via our real estate agent and you and your team have lived up to everything we expected. We have bought four mortgages with the help of your your team (Kelly) and we now feel she is a key member of OUR team and we will continue to work with her to reach our goals. Lynn M, Oshawa, Ontario

We were very pleased with the service we received. Questions answered and given information that proved very helpful in associated matters that help. More than happy with the outcome and how easily everything was handled to our satisfaction. Would be glad to refer friends and family to the office. TERRIFIC JOB!!!!! Linda & Bob, Courtice

When looking to access some of our equity to expand our small growing business and being consistantly turned down by our bank, we contacted Mortgage Intelligence on the off chance that they could help us. From the moment we walked into Kelly's office we were made to feel comfortable and treated with the utmost professionalism. The process was fast and easy and completely non-stressful, something we have never before experienced when it comes to dealing with banks and our mortgage. It was a great experience and we would recommend Mortgage Intelligence and Kelly in a heartbeat, as a matter of fact we have already made 2 referrals. Thanks Kelly! Zoe & Paul L. Brooklin, ON

After completing the online application for a pre-approved mortgage, I was thrilled to receive a call from Kelly, my mortgage representative, whom was very courteous and friendly. She made the whole process very easy and stress free. She was very honest and helpful throughout the whole process. I couldn't have gone to a better mortgage specialist. Karen G. Oshawa Ontario

This was my first time using the Durham Mortgage Solutions Team. The team was very helpful in addressing my questions and concerns. Each member of the team knew my name and was more than willing to work with me and my situation to make obtaining the necessary mortgage easy. All of my options were explained to me and even after I moved into my home, I received a follow up phone call from Carmela to ensure everything went smoothly. I really appreciate the time each memeber has taken to ensure that I had a positive experience during this difficult transition for my family. I will recommend your services to everyone I know. Thank you for being so understanding and helpful. Knowing I was in capable hands definately made this move less stressful. Thanks again. Jennifer, Oshawa Ontario

Elfie Hayes and her team CARE! Their compassion, expertise and professionalism pulled us through a very difficult situation and we are now looking ahead to a brighter financial future. Elfie, Kelly and Carmela made us feel like friends, not anonymous numbers. Our only regret is that we didn’t discover Mortgage Intelligence Oshawa sooner. We WILL be recommending Elfie and her team to family and friends! Roly and Carol T. Newcastle, ON

From the first time I talked to Carmela, I knew that I had chosen the right mortgage agent. She was attentive to my questions and went the "extra mile" to get the mortgage that best suited my needs at the lowest possible rate. Coming from a small Northern community, I found that the quality of service was above and beyond my expectations. Although the office is located in Oshawa and I live in Cochrane ON, we had no difficulty communicating by emails and phone calls. It felt like I was right there with her in the office and everything was dealt with in a professional and timely fashion. I would not hesitate to recommend the services of Mortgage Intelligence Oshawa."

Denise J. - Cochrane, ON

We are happy to say we've been clients of Elfie Hayes from Mortgage Intelligence for several years now. Elfie and her team have been true professionals in securing financing along with great rates on several real estate deals. Her team's professionalism has always made our transactions move forward and close efficiently.

We have recommended several friends and family members to Elfie and her team. She has always gone the extra mile in making sure they all had a positive experience. Do yourself a favor if you're looking for a mortgage in the future just call Elfie!

David and Joanna J. Whitby, Ontario.

Elife Hayes is on top of her game.  I was struggling with a financial burden recently.  She was able to get me a great rate for a new mortgage in the past, so I turned to her for help once again.  Elfie and her staff Lisa and Kelly responded to my needs very quickly.  In a matter of days, I had a new mortgage with an excellent rate and my debts were consolidated. I was extremely impressed.  Elfie is a wonderful, hardworking and compassionate person with which to do business.  I was relieved from this difficult situation, especially in this economic climate.

A. Reid Toronto, Ontario.

We love dealing with Elfie! We wouldn’t consider going to a bank again.  She em-powered us. Banks don’t think outside the box, and their rules are etched in stone. When we first dealt with Elfie, rates were dropping we wanted a better rate for our mortgage, but the Bank said no. When we spoke to Elfie, her attitude was “What can we do for YOU”? We hardly knew her but she was willing to help us. We wondered why our own Bank wouldn’t help.  We have used Elfie’s team ever since. We weren’t judged, they simply advised us and worked with us. We’re in great financial shape now. Her willingness to help made the difference!

Geoff and Brenda U. Oshawa, Ontario.

It's our pleasure to refer Elfie and her team. We feel we offer our friends a gift when we refer them to Elfie for a mortgage.  We wish we had more names to refer to her office. It's not only the great rates, although that's where is starts.  We simply trust her.

E & A Zak, Ajax, ON.

We would definitely recommend Elfie’s services and staff at Mortgage Intelligence to friends and family. Their personal attention to detail, follow up and advice guided us through the entire process without stress.  Thank you Elfie and Staff.

Richard and Mary A. Markham, Ontario

Elfie and her staff treat each client as an individual. They make you feel like you are their only client!   Elfie was very responsive to my questions and concerns. I have completed my second transaction with her office and I have highly recommended her.  I received the best rate and service. She went above and beyond during both experiences with her office.

Debbie D. Whitby, Ontario

My experience with Elfie’s office was a very good one. They answered all my questions thoroughly and did not apply pressure when introducing their various products. I would highly recommend their service to others!

David B, Pickering, Ontario

If this is the type of service that you deserve, call us.

We want you to be among our satisfied clients!