Prudent Financial

Prudent Financial has been providing access to credit for those who have experienced financial difficulties in the past. They offer a number of solutions to help you re-establish credit.  You have the option to apply on-line for Car loans, and unsecured personal loans.

Loan amounts

• Unsecured personal loans up to $300.00 to get you started
• Up to $15,000 with paid-off vehicle, 6 years or newer, fully insured, no liens
• Up to $15,000 on any car from a dealer of your choice or from our dealership--Prudent Value Cars

Prudent services

• Pre-qualify on the phone before coming
• No upfront fees -- Open loans -- Fast same day loans
• Deferred payments up to 2 weeks -- No charge if called 2 business days before payment date
• Electronic transfer of funds for out-of-town customers after 1st visit to office

Rebuilding credit-Prudent's most serious service commitment

• Prudent reports regularly to Equifax. When you pay your Prudent loan on time, Prudent gives you the highest credit rating--I1.
• Prudent will hold your payments - free of charge for up to 2 weeks if you call us 2 business days before the payment date. In this way, Prudent protects your credit rating and you avoid hefty NSF charges. Not enough cash in your bank account? 

Apply On-line now